Do I Need Financial Investment Advice?

It’s just a plain fact that one of the many things that this nation has to keep it and its economy growing strong, is it’s heavily diversified financial services sector. Even so, for the individual investor and you may be one of the many out there, it’s the diversity in and of itself that can make the decision of what to select from in this genre so incredibly difficult.

You see the problem for investors and entrepreneurs today with an eye towards growth is that actual business environment, particularly in the financial services sector has become so complicated, and sophisticated that the opinions of a qualified investment adviser are a pretty much prerequisite.

In general, financial investment advisers tend to break down investing into two distinct categories, and those are what are commonly referred to as indirect and direct investments. You may already be superficially familiar with direct investments because those tend to be the most talked about when you’re among friends, and acquaintances.

They come in the form of the vast selection of stocks in publicly owned companies, and government issued, or private bonds that are openly traded each working day on the stock market. Now what drives the price either up or down, is basic supply and demand and that in and of itself can be influenced by any number of factors.

In simple terms, when any one company is performing well or its future prospects appear to be positive or bright, demand will increase which in turn will bring down supply, and the result of this is that their values will rise. Also another factor along with demand that can work to drive or prop up the value of these types of investments, is shared dividends, or in a sense a cut of the company profits.

What bonds are is loans that have been taken out by businesses and government entities and when you purchase a bond you in effect assume a share of that loan. The benefit of these financial instruments is that they carry absolutely no risk of value decline, but their downside is that their percentage return rate is fixed, as is their payout when they mature.

Then we come to the second category and this is the one that financial investment advisers like to refer to as indirect investing and while your money does work in the same pool as direct investing, it does so in sort of group collaboration called trusts, and open ended investment companies. That is that it’s put into fund that is overseen, and parlayed by a manager, or group of managers.

The benefit of this type of investment, is you’re risk is limited by a larger level of diversity than you could achieve on your own. In short, your money gets spread around further. Also you have the added luxury of being able to examine past performance of these types of group investment plans before you buy into it.

Now there are two ways that you can go about direct investing in stocks and bonds and group investment plans and the first method is to do your own research, and base your decisions off of the results of it. However; keep in mind that the road in and out of this particular market sector is littered with the corpses of self styled experts. The second way is to seek out professional financial investment advice.

7 Steps to Starting Your Own Business

What are your dreams? Have you ever just dreamed of things and wondered what if, and why not? Ever dream of starting your own business? Maybe from the time you and your friend had a lemonade stand, in your front yard, as a kid growing up; you always wondered what it would be like, and if you could be successful at running your own business.

With our struggling economy and people trying to make ends meet, everyone is looking at anything they can do to increase their income. Maybe a second job or even a change of careers, there is nothing that is left off the table.

What about starting a business? Now unless you have at least a quarter of a million dollars laying around and about 60 to 80 hours a week that you don’t know what to do with, starting your own business is totally out of the question today, unless…. you are thinking of a home business opportunity.

Did you know that home based businesses or network marketing; is a 114 billion dollar a year industry? That’s billion with a B. When most people think of network marketing they think of companies like Amway and Avon, but let’s take a look at these businesses.

Did you know that Amway is the largest company in the world today, using the network marketing vehicle? Its sales are in excess of 8 billion dollars a year?

Avon has sales over 10 billion dollars a year and is the oldest network marketing company around. It was founded back in 1886. Who says network marketing won’t last. These are just two of over five thousand companies fighting for a little piece of that 114 billion dollar pie.

Donald Trump owns his own network marketing company and Robert Kiyosaki says the network marketing is the business of the future. Let me give you seven reasons why you might want to consider why network marketing might be a place to start looking if you need extra income or if you ever dreamed about starting your own business. This is not going to be for everyone, but it just might be for you.

1. The Cost
Like I said, to start your own business, you will need a good chunk of change to even get your feet off the ground. You can get into most network marketing businesses with a minimal investment of five hundred dollars or less.

2.Time Investment
With any business, you have to put your time and energies into getting things going. Network marketing is no different. If I was a doctor, attorney, or baker, my business would be me. I am the business. If something happens to me, the business closes. With network marketing, my network is my business.
Yes, it takes time to build, but once it is built, my business will continue to pay me a residual income, no matter what I do, because I am leveraging the efforts of my network that I have built, to create a continuous income stream for me. I don’t have to be there 70 or 80 hours a week. After all, isn’t that what it means to “own your own business”?

3. The Product
Many people will get into a network marketing business without putting any real thought behind it. You must have a product that is marketable for the times, a process for duplication, and a company that has the leadership and training to back you up.

4. May The Force of the Network Be With You
The only income stream you will ever be able to generate in most businesses, is when you make a sale of your product or service. In the corporate world, I want to step on you and dominate you so I can get to the top. You are not a friend; you are an obstacle that is in my way of getting to where I want to be.
Not so in network marketing. I want to help you succeed, because your success is my success. We all benefit when the network team succeeds. I am building a network force of individuals that will leverage their efforts and abilities to create an income stream that will continue to come in every single month. Through duplication, this is done over and over throughout the entire network.

5. Create Your Own Schedule
This is your business and you can work it around your life and create your own hours. Many people start their new home based business on a part time basis. With the power of the Internet, many businesses can be taken with you were ever you go. If you have a lap-top and a smart phone, you are ready to go.

6. Learn Perseverance
Rome wasn’t built in a day. Give yourself a proper time schedule of two to five years. I see so many people that don’t do their homework and jump into something, and after three months they quit. Nobody is going to be successful in any business after only three months, and if this is your first attempt at starting a business, there is going to be some things that only time and experience will teach you.

7. Roll Up Your Sleeves and Get To Work
Work as hard as you want. Remember; treat your business like a business and it will pay you like a business. Treat it like a hobby and it will pay you like a hobby. You can’t just sit on your hands and expect your business to grow. Running your own business is going to take a lot of work and failures, before you’ll ever learn how to fly, but only those who refuse to quit will ever make it to the winners circle.

In closing, I would like to suggest a network marketing business, that has the perfect product, the leadership and training to support all, and it is in a niche all by it self. A 100 billion dollar a year niche and we are the only ones doing this through the vehicle of the network marketing industry.That’s 100 billion with a B. Eleven million every hour. There are lots of customers in our market.

Numis Network is the name. Gold and silver graded collectible coins are it’s game. In case you haven’t noticed, gold and silver are a very hot topic today, so If you’re looking for other avenues of income or maybe you’ve always had a dream of starting your own business, Numis Network just might be for you.

Top Reasons Why Investing Is Important

Those who are starting to feel their mortality and old age may be considering investing for their future. There are many reasons why this is a great idea with one being that social security analysts are claiming that it may not be available for those who are due to retire in twenty years. The following are the top reasons why investing is important:

1. Social Security – Even if there are still funds available in the Social Security system, it is not generally enough to live on. These benefits only pay for the basic necessities and the elderly end up doing without because they cannot afford extras. When there are investments in place, these can help to mitigate the costs of retirement and loss of incomes.

2. Savings Accounts – Many may want to keep their money safe in low interest savings accounts but this does not offer the returns that can be had if the money was invested elsewhere. If you really want to make your money grow to level that you can be comfortable with then you need to invest it in something a bit more risky. Savings accounts can be great for some of your money, but the rest should be put in other investments.

3. Buying a Home – It can be hard to come up with the money that is required to purchase a home. You can take some extra money and invest it in a short-term program to get back enough money to pay all of the new home costs. This can include down payments and insurance costs.

4. How to Invest – Those who are looking to make a quick few bucks want to go with short term investments that offer high returns. These are risky but the payoffs can be worth the risk taken. If it is a long-term goal, then safer investments such as bonds or CDs can be the better option.

5. Security – Security is the main reason that people invest and those who are looking to secure their futures should do so with the safer investments that guarantee a decent payoff at the end of the term. The high yield investments would be too risky to chance life savings on in this situation.

Social Security may or may not be around in time for those who are in the 40s to cash in on. For this reason, it is important to begin investing for the future now instead of waiting to see what happens. Even if you put aside $5 a month you can begin creating a portfolio that can see you through your senior years.